Up to $2,000 in
5 min or less

Get instant access to your earned wages. No paperwork, no credit checks, just financial freedom when you need it most.

Get instant access to your earned wages. No interest, no credit checks, just financial freedom when you need it most.

How NextPayday Works

Get your earned wages in just 3 simple steps. No complex applications, no credit checks, just fast access to your money.

Get your earned wages in just 3 simple steps. No complex applications, no credit checks, just fast access to your money.

Step 1

Connect

Link your bank account and employer details securely. We use bank-level encryption to protect your information.

Step 2

Advance

Choose how much you need from your earned wages. Get instant access to up to $2,000.

Step 3

Repay

Automatic repayment on your next payday. Simple, transparent, and stress-free financial management.

Get cash instantly with NextPayday*

You could advance up to $2,000 when you download NextPayday. Just connect your bank, verify your income, and get funded in minutes.

You could get ExtraCash** when you download NextPayday, connect a bank account, open an ExtraCash** account, and have qualifying direct deposits.

Boost Your Money Smarts

Explore our Financial Tips blog for easy ways to manage your money, reduce expenses, and make the most of your wages.

Grow your money with the Goals account. Add money to your pace and earn interest using the app with our high yield savings account.

Instant

Access to Wages

Flexible

Repayments on Payday

Fast

2-Minute Setup

Always On

24/7 Availability

What Our Customers Say

Join thousands of Australians who trust NextPayday for responsible wage advances

Join thousands of Australians who trust NextPayday for responsible wage advances

“NextPayday saved me when my car broke down. No stress, no paperwork, just quick access to my earned wages. Brilliant service!”

“NextPayday saved me when my car broke down. No stress, no paperwork, just quick access to my earned wages. Brilliant service!”

Sarah M.

Melbourne, VIC

“Finally, a wage advance app that’s transparent and fair. No hidden fees, automatic repayment, and great customer support.”

“Finally, a wage advance app that’s transparent and fair. No hidden fees, automatic repayment, and great customer support.”

James T.

Sydney, NSW

“The app is so easy to use and the money was in my account instantly. NextPayday is a game-changer for managing cash flow.”

“The app is so easy to use and the money was in my account instantly. NextPayday is a game-changer for managing cash flow.”

Emily R.

Brisbane, QLD

Discover Easy Ways to Earn

Need extra cash? Check out our How-To Guides for simple, practical ways to boost your income—no gimmicks, just real strategies that work.

If you’re short on cash, you’ve got options. Take Surveys that pay instantly into your bank account, with no minimums in your NextPayday Banking App.