Up to $2,000 in
5 min or less

Get instant access to your earned wages. No interest, no credit checks, just financial freedom when you need it most.

Get instant access to your earned wages. No interest, no credit checks, just financial freedom when you need it most.

How NextPayday Works

Get your earned wages in just 3 simple steps. No complex applications, no credit checks, just fast access to your money.

Get your earned wages in just 3 simple steps. No complex applications, no credit checks, just fast access to your money.

Step 1

Connect

Link your bank account and employer details securely. We use bank-level encryption to protect your information.

Step 2

Advance

Choose how much you need from your earned wages. Get instant access to up to $2,000 with no interest or hidden fees.

Step 3

Repay

Automatic repayment on your next payday. Simple, transparent, and stress-free financial management.

Get cash instantly with NextPayday Checking*

You could get ExtraCash** when you download NextPayday, connect a bank account, open an ExtraCash** account, and have qualifying direct deposits.

You could get ExtraCash** when you download NextPayday, connect a bank account, open an ExtraCash** account, and have qualifying direct deposits.

Save more with 4.00% APY*

Grow your money with the Goals account. Add money to your pace and earn interest using the app with our high yield savings account.

Grow your money with the Goals account. Add money to your pace and earn interest using the app with our high yield savings account.

0%

Interest Rate

$0

Hidden Fees

2 min

Setup Time

24/7

Access

What Our Customers Say

Join thousands of Australians who trust NextPayday for responsible wage advances

Join thousands of Australians who trust NextPayday for responsible wage advances

“NextPayday saved me when my car broke down. No stress, no paperwork, just quick access to my earned wages. Brilliant service!”

“NextPayday saved me when my car broke down. No stress, no paperwork, just quick access to my earned wages. Brilliant service!”

Sarah M.

Melbourne, VIC

“Finally, a wage advance app that’s transparent and fair. No hidden fees, automatic repayment, and great customer support.”

“Finally, a wage advance app that’s transparent and fair. No hidden fees, automatic repayment, and great customer support.”

James T.

Sydney, NSW

“The app is so easy to use and the money was in my account instantly. NextPayday is a game-changer for managing cash flow.”

“The app is so easy to use and the money was in my account instantly. NextPayday is a game-changer for managing cash flow.”

Emily R.

Brisbane, QLD

Find 1K+ ways to earn

If you’re short on cash, you’ve got options. Take Surveys that pay instantly into your bank account, with no minimums in your NextPayday Banking App.

If you’re short on cash, you’ve got options. Take Surveys that pay instantly into your bank account, with no minimums in your NextPayday Banking App.